Buying a home
Size the price, the payment and the rate before you make an offer.
Mortgage CalculatorMonthly payment with taxes, insurance, HOA and PMI How Much House Can I Afford?Home price that fits your income and debts (28/36 rule) Rent vs Buy CalculatorNet worth of buying vs renting and investing, year by year Mortgage Points CalculatorBreak-even month for buying discount points
Owning and refinancing
See your schedule, pay it off sooner, drop PMI and test a refinance.
Amortization SchedulePrintable month-by-month and yearly payment schedule Extra Payment & Early Payoff CalculatorExtra monthly, yearly, lump-sum or bi-weekly payments PMI Removal CalculatorThe month you can drop PMI (80%) and when it ends (78%) Refinance Break-Even CalculatorHow many months until a refinance pays for itself
Affordability by salary
Worked tables for common incomes: $40k · $50k · $60k · $70k · $75k · $80k · $90k · $100k · $110k · $120k · $125k · $130k · $140k · $150k · $200k · $250k · $300k.
How these calculators work
Every calculator runs in your browser: nothing you type is sent to us or stored on a server. All of them use the same tested amortization code, so a payment in one tool matches the others. Rates and costs are numbers you enter, and each page lists its assumptions and formula. Results update as you type, the address bar keeps your inputs so a shared link reopens the same numbers, and every result can be copied or printed.